Long Term Care Insurance

First it's a good idea to tell you what Long Term Care Insurance (LTC) is about and how it works.

Long Term Care is the medical and/or social services term for helping people who develop disabilities or chronic care needs? For example if you or a family member needs help walking, getting dressed, eating or bathing.

The services provided may be brief with full recovery, or they can be ongoing for years. The services are provided in the home, a residential facility, nursing or assisted living or in the community.

Long Term Care Insurance pays for the services needed, so you don’t have to. Policies vary in terms of what they will cover and insurance companies do require that applicants qualify for the coverage.

A good LTC policy delivers broad and flexible benefits that provide the services when needed.

Reasons for purchasing LTC:

* Relieve the burden on the loved ones

* Make certain they have a choice of quality care
* They maintain their independence
* Avoid Medicaid
* Protect assets
* Proactively make decisions that protect their family and themselves

Having Long Term Care Insurance could save your retirement dollars.

If you have any questions or would like a free quote contact us at:
lynn.tomaro@comcast.net